…and make it a double.

There have been way too many ‘low currency’ points in my life. I admit it: I’m not really good with money. Oh, the day to day stuff; paying bills, buying groceries… keeping everything going is easy, but charging too much gets me into trouble with credit cards. And I married a man exactly like my irresponsible financial self.

A change in banking regulations last year meant higher minimum credit card payments. Instead of the minimum 2%, it became 4%. Doubling several high balance credit cards was devastating for our budget. Meaning, we threw it out the window.
Property taxes went up. Our homeowners insurance doubled.

I’m much too disgusted to reveal our actual damage, but several times over the past year I’ve thought about looking into Chapter 13 bankruptcy law. I’m tired of playing the Lucy Ricardo bill paying game of throwing them all up in the air and paying those that land face up. I’m tired of worrying about it constantly.

Frankly, we’re here solely by the grace of God. I have no idea how it balances out each month with less coming in than goes out, but much more of this kind of pressure and I’ll be buying even more lotto tickets…

re·lief: removal or lightening of something oppressive, painful, or distressing.